American Hartford Gold Review

Selecting the right precious metals investment firm is a pivotal decision for any savvy investor. In this american hartford gold review, we delve into this company’s track record, customer experiences, and product options, giving you the clear facts you need to determine if they are the right match for your portfolio.

Key Takeaways for American Hartford Group

  • American Hartford Gold is a reputable precious metals company founded in 2015, offering a variety of products like gold, silver, platinum, and palladium for investment and financial security.
  • The company provides a full-service experience with personalized customer support, competitive pricing and promotions, and facilitates setting up Gold IRAs with comprehensive guidance and smooth fund transfers.
  • American Hartford Gold has a buyback program and offers secure, insured storage options, with fees including a one-time IRA setup fee and annual maintenance costs, which may be waived under specific conditions.

Understanding American Hartford Gold

Assorted gold and silver coins and bars

American Hartford Gold has carved a niche for itself as the only precious metals company leading the industry in Los Angeles, California. Founded in 2015, the company has grown rapidly, establishing a reputation for providing legitimate services that facilitate investment in precious metals for financial security.

The company’s mission is to educate and guide clients through the investment process, providing them with the tools they need to achieve a more stable financial future.  Money Control published this article which actually endorses the company:  American Hartford Gold – Best Gold IRA?

Company Background

Since its inception, American Hartford Gold has experienced remarkable growth, expanding its services and customer base across the United States. Today, it is recognized as one of the largest gold retailers in the nation and has been lauded as the #1 Gold Company on Inc. 5000’s 2023 list of America’s fastest-growing private companies.

Precious Metals Offered

American Hartford Gold offers a diverse array of precious metals for investors, including gold bullion, the American Gold Eagle, silver bullion, as well as:

  • Gold
  • Silver
  • Platinum
  • Palladium

Whether you prefer gold coins or bars, the company offers a variety of forms for investors to choose from.

And it’s not just about gold and silver. American Hartford Gold extends opportunities for investors to delve into platinum and palladium products as well.

The Benefits of Choosing American Hartford Gold

Satisfied customer reviews and ratings

American Hartford Gold is not just about selling precious metals; it’s about providing investors with a holistic experience. The company advocates for asset diversification as a key strategy for achieving a stable financial future.

Let’s explore some of the benefits that set American Hartford Gold apart.

Stellar Reputation and Reviews

Trust is a fundamental aspect of any investment decision. And American Hartford Gold has earned the trust of its customers, as reflected by the high ratings and positive reviews it has received across multiple platforms.

With a 4.9 out of 5-star rating on Trustpilot, an A+ rating with the Better Business Bureau, and a Triple A rating with the Business Consumer Alliance, the company showcases customer satisfaction.

Comprehensive Customer Support

American Hartford Gold Group offers:

  • Personalized customer service and transparency, treating each client like family, making them an American Hartford Gold legit choice
  • Expert insights into market trends
  • A smooth investment process guided by knowledgeable specialists.

With a promise that no question is too simple or complex to be addressed, the company assures specialized assistance for all investors, including those investing in gold for the first time.

Competitive Pricing and Promotions

American Hartford Gold offers competitive pricing and promotions to make investing in precious metals affordable for clients, including setting up a precious metals IRA. They offer:

  • Up to $10,000 in free silver for qualifying purchases
  • Various other perks from ongoing promotions when setting up an IRA
  • Fee waivers on storage and admin fees for the first year
  • Further reductions depending on the size of the initial deposit or rollover

The company also ensures quality assurance in shipping and handling, with all orders being double-checked, filmed, and a guarantee of quality accompanying each order.

Setting Up a Gold IRA with American Hartford Gold

Secure storage facility for precious metals

Establishing a Gold IRA with American Hartford Gold is a simple and easy process. You can navigate through the steps with ease. A Gold IRA is a specialized retirement savings account designed for the diversification of retirement funds through investments in gold and other precious metals. The company offers comprehensive assistance at every step of starting a Gold IRA, handling paperwork, product selection, and ensuring secure fund transfers, to provide clients with peace of mind throughout the process.

Account Opening Process

Clients need to contact a specialist at American Hartford Gold to assist with the necessary paperwork for opening a Gold IRA and to ensure that the chosen precious metals meet IRS fineness standards. Funding a new Gold IRA can be done by transferring funds from various types of retirement accounts, including:

  • Traditional IRA
  • Roth IRA
  • TSP
  • 401(k)
  • 403(b)
  • 457 accounts

The minimum initial contribution is $10,000.

After the account is funded, clients can select from a range of IRS-approved gold or silver coins and bars to purchase for their IRA. American Hartford Gold ensures a seamless account management experience with the ability to make contributions similar to a traditional IRA and provides ongoing support for maintaining the Gold IRA.

Rollovers and Transfers

To initiate a rollover into a Gold IRA, clients must first reach out to a representative at American Hartford Gold, complete a Direct Rollover Request form, and then work with their current plan administrator to transfer the funds, ensuring compliance with IRS guidelines. Assets can be rolled over or transferred from various retirement accounts such as Traditional IRAs, Roth IRAs, 401(k)s, 403(b)s, TSPs, and 457 plans.

Rollovers provide an opportunity to secure retirement funds by investing in tangible precious metals, which can offer wealth protection and asset diversification. The transfer of funds for rollovers to a Gold IRA generally takes up to 5 business days via bank wire, and the process is designed to be tax-free, utilizing options like the 60-day rollover and trustee-to-trustee transfers.

American Hartford Gold provides dedicated service throughout the rollover, with trained staff to handle the transactions efficiently, securely, and with utmost privacy, ensuring a smooth transition into a Gold IRA.

Storage and Security Solutions

One crucial aspect of investing in precious metals is the storage and security solutions provided by the company. American Hartford Gold includes insurance for the precious metals in their secure storage service, assuring their safety. The company ensures the precious metals are handled in a way that protects their beauty, integrity, and value through careful acquisition, storage, and shipping processes.

Customers own the actual physical gold or silver in their gold IRA, with the option to take cash withdrawals or physical possession during distributions. Let’s delve deeper.

Approved Depositories

American Hartford Gold offers their clients a choice of IRS-approved depositories through the custodial services of Equity Trust Company. Storage options include:

  • Brinks Global Services located in California and Utah
  • Delaware Depository Service in Delaware
  • Additional IRS-approved depositories used by American Hartford Gold can be found in Texas, New York, and Los Angeles.

The depositories utilized by American Hartford Gold, such as the Delaware Depository, are equipped with round-the-clock security to ensure the safekeeping of precious metals.

Segregated vs. Non-Segregated Storage

When it comes to storing your precious metals, American Hartford Gold offers both segregated and non-segregated storage options. Segregated storage allows investors to invest in specific types of precious metals and speculate on the value of individual coins and bars, which is particularly beneficial for those interested in the collectible value. On the other hand, non-segregated storage is often chosen for its cost efficiency, as it is typically less expensive than segregated storage, making it an attractive option for those who view precious metals primarily as a hedge against economic downturn rather than collectibles.

Clients have the option to inquire about specific storage requests, indicating that American Hartford Gold can accommodate unique storage needs, which can influence the decision between choosing segregated or non-segregated storage.

American Hartford Gold Fees and Charges

Transparent breakdown of fees and charges

Investing with American Hartford Gold includes standard IRA fees, storage fees, and other associated costs that are important to understand. The company charges a one-time IRA setup fee of $230, and an annual IRA fee of $200 for storage, insurance, and custodian services.

Considering costs and fees upfront is critical to avoid unexpected expenses when investing in precious metals with American Hartford Gold.

Setup and Annual Fees

The initial setup fee for an American Hartford Gold IRA account is $230. After the first year, an annual maintenance cost of $200 is applied for storage, insurance, and custodian services. American Hartford Gold may waive certain fees, such as the $230 initial setup fee, with larger opening deposits for investors converting significant portions of their retirement assets to precious metals.

The details of fee waivers are not publicly listed on American Hartford Gold’s website and require discussion with a company representative to determine eligibility.

Storage and Insurance Fees

Depository storage fees for the Gold IRA can differ, with some accounts eligible for free storage, although clients must verify the specifics with account executives. American Hartford Gold offers a waiver on storage fees for Gold IRAs for up to three years or more, depending on certain conditions that customers must meet.

After the expiration of any waivers, there is an annual storage and insurance fee of $200 for maintaining precious metals at an IRS-approved depository. In addition to the annual fee, clients are responsible for any applicable storage fees necessary for the safekeeping of precious metals at an IRS-approved depository.

American Hartford Gold Buyback Program

Effortless liquidation process with American Hartford Gold

American Hartford Gold offers a hassle-free buyback program aimed at aiding clients in the liquidation of their precious metal assets easily when necessary. Clients interested in selling their metals have American Hartford Gold’s Buyback Commitment as a resource, where the company invites clients to contact them first during liquidation.

Even though American Hartford Gold does not legally guarantee the repurchase of metals, they support clients by not applying any additional liquidation fees. The company has designed a straightforward 3-step liquidation process, simplifying the way clients can sell their metals back to American Hartford Gold.

Buyback Process

American Hartford Gold offers a straightforward 3-step liquidation process, designed to make it easy for account holders to liquidate their Gold IRA. Here’s how it works:

  1. Contact American Hartford Gold to sell your metals. Please note that the company cannot legally guarantee a repurchase.
  2. If eligible for repurchase, American Hartford Gold may provide assistance with the shipping of metals held within an IRA.
  3. Account holders selling their metals back to American Hartford Gold are not subject to any additional liquidation fees.

Liquidating a Gold IRA and taking physical possession before the age of 59.5 can lead to tax consequences and penalties; however, account holders can choose to receive physical metals or liquidate them when they reach the mandatory distribution age, adhering to IRS regulations.

Shipping and Handling

American Hartford Gold provides assistance in arranging buyback shipments, ensuring that the items are shipped back securely and efficiently. Precious metals are shipped in nondescript packaging to protect privacy and avoid revealing the contents’ value to external parties.

Clients receive the benefit of free insured shipping for gold and silver coins when participating in the American Hartford Gold Buyback Program.

Comparing American Hartford Gold with Competitors

Comparing American Hartford Gold with its competitors is essential for a clear understanding of the gold IRA market landscape. Goldco and Birch Gold Group are recognized as reputable alternatives to American Hartford Gold in the gold IRA industry. Both companies have a good reputation and provide reliable services in the field..

This comparison aims to offer investors a detailed perspective, assisting them in choosing the right gold IRA provider for their investment needs.

Goldco

Goldco is a well-established gold IRA company offering various precious metal products. Like American Hartford Gold, Goldco specializes in gold IRAs and allows for diversification with other precious metals such as silver. The company offers up to 5% to 10% back in free silver for certain purchase minimums and supports rollovers from traditional IRAs, Roth IRAs, and 401(k)s. However, Goldco customers are subject to a $50 account setup fee, an $80 annual administration fee, and storage fees ranging between $100 to $150.

The company has earned an A+ rating from the Better Business Bureau and Triple A from the Business Consumer Alliance.

Birch Gold Group

Birch Gold Group is one of the gold ira companies that helps set up gold IRAs and purchase physical precious metals, including precious metal iras. They are also committed to educating investors on the benefits of investing in precious metals. The company’s pricing and fee structure are similar to that of American Hartford Gold, making them a viable alternative and a precious metals company recommended.

Summary

In conclusion, American Hartford Gold offers a comprehensive range of services for those looking to invest in precious metals. With its stellar reputation, comprehensive customer support, competitive pricing, and a straightforward process for setting up a Gold IRA, it stands as a strong contender in the precious metals investment industry. Whether you’re a seasoned investor or just starting, American Hartford Gold is worth considering as your partner in securing a stable financial future.

Frequently Asked Questions

Is American Hartford Gold legitimate?

Yes, American Hartford Gold is legitimate and accredited by the Better Business Bureau with a high rating, reflecting their commitment to customer satisfaction and business integrity.

How long has Hartford gold been in business?

American Hartford Gold has been in business since 2015, quickly becoming an industry leader in precious metals.

What is the most trusted gold company?

The most trusted gold company is American Hartford Gold, which has an A+ rating with the BBB and a 4.9 rating with over 1,200 reviews on Trustpilot.

How does American Hartford Gold work?

American Hartford Gold helps individuals and families invest in precious metals like gold, silver, and platinum through physical delivery to their doorstep or inside retirement accounts like IRAs, 401Ks, or TSPs. They also assist in setting up and funding IRAs for investing in physical gold.

What precious metals does American Hartford Gold offer?

American Hartford Gold offers a variety of precious metals, including gold, silver, platinum, and palladium in diverse forms such as coins and bars. They provide a wide range of options for investment.

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